Beyond the Coupon

Special K Diet Results

July 23, 2013 by Kwame

If you have been paying attention to cereal ads these days, Kellogg is airing a controversial ad claiming that their Special K line of products can help you lose weight. Here is the ad, which claims that you can drop a jean size in two weeks when you take the Special K Diet challenge.

This is a very bold claim to come from a cereal company, but Kellogg stands by the claim. They point to research by nutrition experts at Purdue University that was published in the October 2001 issue of the respected and well known Journal of the American College of Nutrition. It appears to us that Kellogg found one study that supported their claim and run with it. But are there people out there who have taken the challenge and have seen the results claimed by Kellogg in two weeks? We would like to know. Usually, these kinds of claims are made with a combination of diet and exercise.

For example, a program like the Focus T25 has a rigorous fitness regimen, together with the Focus T25 Nutrition Plan. That places the entire responsibility of achieving results on the participant – who not only have to eat right but also workout. But Kellogg is going with an emphasis on nutrition to achieve weight loss, which is a big risk. This is because if participants eat the prescribed foods and do not see the results within the two weeks as advertised, they are likely to become bitter. In addition, this is focused primarily on Special K products, which are essentially high fiber and protein foods. Can people each cereal, protein bars and shakes for breakfast and lunch for two weeks straight? Will they get bored with the monotony?

If you have Special K Diet results to share, we would love to hear your story because thus far, we are scratching our heads about whether this really work.

Review of Amazon and Walmart Credit Cards

July 8, 2013 by Kwame

This is a review of two of the most searched Credit Cards: The Amazon Credit Card and the Walmart Credit Card. We will review each card and explain the application process:

Amazon Card
"Amazon Credit Card"

The Amazon Credit Card is issued Visa card issued by Chase Bank and is the only Credit Card that is issued by Amazon.com. The card comes with a lot of perks. It should be noted that this is different from the Amazon Store Card. The store can can only be used at Amazon.com and has a separate application process. The Credit Card however can be used anywhere Visa Cards are accepted.

Walmart Card

There are two types of Walmart Credit Card – – the Walmart Discover Card and the Walmart Credit Card. The Discover card, which is below can be used any Walmart Store and anywhere Discover Cards are accepted. The main difference between this card and the other card is that with the Discover Card, you earn rewards points on purchase (1%). That is not available on the Walmart Credit Card. Also, the Walmart Credit Card is only accepted at Walmart Store Locations.

"Walmart Credit Card"

 

"Walmart Credit Card Image"

Like all Credit Card applications, be sure to read the find prints before you apply as you don’t want to get any surprises down the road, especially once you’ve racked up a balance on the card.

Random – Deadlift Fitness

July 8, 2013 by Kwame

I have been on a fitness journey the last 2 years and have seen incredible results. As I learn new things, I hope to share them along the way. Yes, I know it has nothing to do with Saving Money, but having something light to discuss every once a while cuts the monotony. One of my new discoveries is the power of Deadlift Exercise.

Why Dealift is a Great Workout

There are a lot of workout programs out there, and the industry keeps churning them out like hot cake. This is because people are always looking for ways to get a good workout – especially if it is a total body workout. You can get programs like T25 Workout, which promises a lot in 25 minutes. Or you can do total body workouts like deadlifts is much less time and get a better workout.

The deadlift is perhaps the most important full body workout there is out there. There are many variations of this workout, but the most common are the dumbbell deadlift and the stiff leg deadlift.

Deadlift Muscles Worked

  • Hamstrings
  • Glutes
  • Lower Back
  • Calves

Deadlift Tips

When doing the regular deadlift with the barbell, you should stand with your shins very close to the bar. Sometimes, it is helpful if you have long socks, so that you will not bruise when the bar rubs against your left. It is also suggested that you use a mixed (reverse) or double overhand grip so that you will have a firm hold on the bar. You should make sure your back is straight, or slightly arched, so that you will maintain proper form and not hurt yourself when the load gets heavier.

To begin, bend your knees and push your hips back. When you begin the lift from the ground, the bar should trace your legs the entire time as you slowing rise, pulling your legs back as the bar goes up. You will know you’ve completed a successful deadlift when your hips are fully extended and your knees are straight.

3 Government Prepaid Cards You Did not Know About

June 29, 2013 by Kwame

1. EBT Card

EBT stands for Electronic Benefits Transfer and it is operated by welfare departments to issue benefit payments to recipients electronically via the EBT Card. In the United States, EBT cards are used to make food stamp and cash benefit payments to eligible recipients. Typically, each state operates their own EBT card program, with their own eligibility requirements for who qualifies for benefits and how they apply for benefits and access to EBT accounts. Customers can log-into their EBT accounts and check EBT balance, transaction history, change address and more. The Florida Department of Children and Families runs an EBT card program for the Florida Food Stamps program among other benefit programs. But there is also abuse of the program and here is an example in the video below.

2. Direct Express Card

The Direct Express Card is a prepaid card that is issued by the US Government through the Department of the Treasury. It is used to make electronic payments to those who receive Social Security and other benefit programs like Veterans Affairs payments. For Social Security Benefits, a law has been passed requiring that recipients transition to electronic payments, either through direct deposit payments or through the Direct Express Debit Card, which is managed by Comerica Bank. People with the card can visit the website for Direct Express Login, Account Balance, Transaction History, Change Address and More.

3. EPPICard

Eppicard is a program run by 23 states, including Alabama, California, Florida, Nevada, Ohio, Utah and Virginia. It is used to make Child Support payments and in some cases, unemployment benefits to eligible recipients. The Florida Eppicard and Texas Eppicard are used to run both programs. Some states just run one or the other, like the Pennsylvania card. Usually, the state government contracts with a bank to manage their program. The day to day management of the EPPICard program has been outsourced by the states to ACS, which is owned by Xerox.

www.eppicard.com

June 24, 2013 by Kwame

You can login into www.eppicard.com to get all the information you need regarding your EPPICard Unemployment or Child Support Card. You can login-in your account by first locating your state. Then if your state offers both the unemployment and child support cards, you have to select the appropriate card to be taken to the right page. Here are some of the useful information you will find on the site when you login:

"www.eppicard.com"

EPPicard Check Balance

You can check the balance on your card by login in at www.eppicard.com. This includes getting information on all the transactions that have been posted to your account within the last 30 days, including any pending transactions that have not yet cleared. You can also change the address on your EPPICard account and request a replacement card if your current card is missing, lost or stolen.

Eppicard Scams and Phishing Problem

The website also has extensive information on what has become a growing problem for cardholders, which is scams and email phishing.  This is how it works: There are people out there who would like to gain access to Eppicard accounts illegally and deplete all the funds in the account. What they do is, they send emails to card holders alerting them to a problem with their account. However, what the receiver does not know is that this email is not coming from an official source. One way to tell if the email is suspicious is the kind of information that is requested. No financial institution will email you and ask you to go to a website and “confirm” your account information or provide sensitive information like social security number or birthdate, or drivers license information to verify your account with them. You should also get int he habit of typing www.eppicard.com directly into your browser when visiting the website.

If you receive and email like that, you should call Eppicard and ask them if they sent the email. You will find out that 10 out of 10 times, they did not send that email requesting that information.

Top 20 Gift Cards of 2012

December 1, 2012 by Kwame

GiftCardRescue.com has released its Fifth Annual Top 20 Most Wanted Gift Cards of 2012. Here is the full list:

  1. Wal-Mart
  2. Target
  3. McDonald’s
  4. Amazon.com
  5. Home Depot
  6. Lowe’s
  7. Costco
  8. Subway
  9. Visa
  10. eBay
  11. JC Penny
  12. Starbucks
  13. Kohl’s
  14. Darden Restaurants
  15. Walgreens
  16. CVS
  17. Best Buy
  18. Shell
  19. Macy’s
  20. Wendy’s

For more details on the list, and a further breakdown by category, click here to see the Press Release. You can compare this list to the Top 20 Gift Cards of 2010 and 2011.

Ladies Choice!

September 27, 2012 by Kwame

Today we have exclusive deals for the ladies. There are some amazing sales going on at some of our favorite Women’s Clothing Stores.

 

  • Aeropostale– Extra 30% off Clearance today only. Use Code: 30FALLCLEAR that will take an additional 30% off their already super low prices. This offer is only valid today, 09/26/2012
  • Nine West – all footwear is priced at Buy One, Get One 50% off through10/02/2012.
  • Victoria’s Secret – Free shipping on $50+ orders just enter coupon code 50FALL to get them shipped for free. Expires 09/27/2012.
  • Sperry Top-Sider – Up to 50% off select women’s styles, discounts of up to 50% on select women’s styles. Sale ends 10/02/2012.
  • New York & Company – Buy One, Get One 50% off pricing. Alternately all jeans and cords are Buy One, Get One 75% off. Ending on 09/27/2012.

 

The Seasons Are Changing, Are You Ready?

September 19, 2012 by Kwame

Summer is coming to an end, meaning its time to pack away the shorts and tank tops, but is your wardrobe ready for the change in temperature? Here are some of today’s BEST deals for getting your closet ready for fall 2012. 

 

Today’s Deals:

  • Under Armour – Free shipping & free return on all footwear. No coupon code necessary. Offer expires 10/02/2012
  • PacSun – Free shipping w/any denim purchase. No coupon necessary. Sale ends 09/23/2012.
  • Eddie Bauer – Free shipping and 25% off on jeans and pants, use the coupon code FALL12. This deal expires 09/23/2012.
  • The Limited – $25 off orders of $125 or more, use coupon code FALL25. Expires 09/20/2012.

 

 

 

T.J Maxx Gift Cards Sale and more.

September 17, 2012 by Kwame

Save on your next back to school shopping at T.J. Maxx with this exciting One-Day Sale from GiftCardRescue.com.

Other Hot Deals:

  • Save 10% off when you buy 12 or more bottles of wine using coupon code SAVEON12 at Wine.com
  • Save 15% on a purchase of $75 or more when you apply coupon code IPEB2952 at Eastbay.com

Best Deals of the Day (6/29/2011)

June 29, 2011 by Kwame

1.) Genuine Ruby and Diamond Ring in 14k White Gold (Save 75%)

 

Gorgeous oval shaped Red Ruby and Diamond ring totaling 1.70 Carat weight. It ships anywhere in the USA with official certificate authenticating the color, cut, clarity, size, weight and value of all stones. The normal retail cost is $1200 but currently discounted at 75% off for only $299.99.

http://www.jomadeals.com/handbag/

2.) GoDaddy domain purchase and registration (save 90%)


GoDaddy.com, the world’s largest domain name registrar is offering a coupon code: JILLIAN1, that saves you 90% when you buy a domain name and register it. This is a 1-year registration duration, and works for .com, .us, .mobi, .biz, .net, .org, .co.uk and more. Usually at $12.99, you can pay only $1.18 and get a domain name today.

http://dealspl.us/godaddy-coupons/283065

3.) Grill Master 4-Burner Stainless Steel Gas Grill (Save 25%)


This 4-Burner stainless steel gas grill comes with a main lid, porcelain cast iron cooking grids, a 667 sq in cooking area as well as a continuous electronic ignition. Great for outdoor bbq and many more. Usually retailing for $199, it is selling for only $149 right now.

http://bit.ly/mMqGoW

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